FORECLOSURE FUNDS INVESTORS PROGRAM

PROGRAM I

We have a great opportunity for passive investors in select markets. Buy distressed and pre-foreclosure homes at

80% of appraisal , with built in seller-financed BUYERS already in place, receive CASH BACK at closing from $3,000 to $30,000

* POSITIVE monthly cash flow during the contract period

* $10,000 to $100,000 profit PAID AT RESALE

Investor Note* (amount of profit varies depending on size of deals)

HOMES PRICED FROM $80,000 to $3,000,000 IN ALL 50 STATES...FIRST COME, FIRST SERVED !

Perfect credit is not needed Buyer needs only a 580 FICO score to qualify for financing!

NO DOWN PAYMENT required

NO income verification required

NO employment seasoning required

NO tax returns required

CONTACT US TODAY FOR MORE INFORMATION


PROGRAM II
PRIVATE LOAN PROGRAM

The PLP program involves a Promissory Note. A Promissory Note is a notarized document that says when you loan us a sum of money you are a paid back this amount of money in a set The Private Loan Program and the Cash Leverage Club
amount of time with interest to be paid monthly starting 30 to 45 days from the receipt of the amount you loan to one of our development companies.

The Promissory Note is usually 12 months in length and can range in interest accrued depending upon different variables. The minimum amount of a loan is $25,000. The notes are unsecured, but are used for real estate related investments.

The development company can provide references upon request. The rate of return is between 10-30%. This produces a very nice monthly income and this is ideal after you have your foundation plan in place; in the unlikely event you have some negative cash flow you have our PLP program as a back-up. If you have family or friends that would like to place money in the PLP, they can contact us also. If you need assistance in helping others understand this, we are here to help you.

We will explain to your friends and family via teleconference or live meeting about how this program works.

Let's now answer the ever famous question:

"This sounds too good to be true?"

Here is how we can offer this and what we do with private loan money that comes our way. We have work with an exciting real estate development company who have several hundred people that invested with them.

The program began in 2003. Foreclosure Funds was seeking investments that would give us and our investor clients a great rate of return, with as little risk as possible. Some people ask, "Why can't you this real estate development company borrow money from their lenders"? they do, but the fact is, most of their lenders will not borrow money for raw land. They have dozens of projects going at the same time, and are always in need of more capital to do more and to create more deals. Due to the forward thinking, consistency and growth, Today, they have several hundred people that have PLP money with them.

Let me give you a typical scenario of what they do with private loan money, so you have a better understanding of why the interest is so great.

Let's say they an opportunity to buy a piece of raw land for $ 1 million dollars. Since lenders will not loan money on raw dirt, they will need an amount of cash equal to at least 30% of the cost of the land or $300,000 before the lender will get involved with the project. However, let's say they raise the full amount of $1 million to buy the land. Often the land can be bought at a substantial discount of 10-20% if cash is king! That's right Cash is still KING is this business.

To keep things simple, the land is bought for $ 1 million and they agree to pay the private loan people (Foreclosure Funds group investors and others) 30% annual return. Essentially the land now has cost $1.3 million. While the project takes 6-12 months to get an approved development project from the city in which the land resides, and their is an approved project, the worst case scenario is a piece of land now worth 2 to 3 times the cost that the company paid for it. The minimum profit is $700,000 on a worst case scenario, after the money with interest is paid back to the Lenders. Also, I there are a number of options that they utilize with the land.

They can:

* Turn it over quickly to another developer
* Sell lots to other builders
* Sell lots and build new homes for retail market
* Pre-Sell the entire development to my IPM Investors at a discount

They can make money in the following areas:

* Development fees
* Building Fees
* Lot fees
* Real Estate Commissions
* Mortgage
* Title
* RE-Sell to Investors
* Hold the valuable raw land for a year, do nothing and see it go up in value.

Do you see why you can't lose, why we love this business? Do you see why you get paid so much in returns?

Some people ask why, under the PLP, they can't get a secured mortgage on the land for the money they loan?

Here are 2 reasons:

1. With the type of returns you receive it's worth the risk in my opinion

2. They have significant good history with clients that are fully satisfied with how we have paid them back

No need to fear, sufficient contingencies are in place your money will not be losed because of being blindsided by unknowns. The real estate development company does it's due diligence and have a number of ways to get out of any contract. They also stick to developments that they are extremely familiar with and have any number of exit strategies.

They stick to what we know in the following areas:

* Senior Housing
* Water Front or Vacation Rentals|
* Affordable New Construction
* While there is always risk in everything you do, in my opinion, this is the least amount of risk you can incur with these types of returns.

CONTACT US TODAY FOR MORE INFORMATION

PROGRAM III
THE CASH LEVERAGE CLUB

The Cash Leverage Club (CLC) program involves a level of monies to be invested in Real Estate to be developed. Currently existing opportunities are in the hot real estate market of Florida. Coming soon, more exciting opportunities to invest will be is Northern Minnesota including the North Shore area, Arizona, Las Vegas and Chicago. Your return is culminated over a period of 12 - 24 months resulting in appreciated Real Estate that is sold before it hits the mainstream market. The appreciated amount, less any closing cost and/or commissions are then returned to you. Foreclosure Funds will typically have (1) Cash Leverage Club meeting every 2-3 months. We encourage you to attend these very important and informative meetings. Here is an example of how a typical deal is structured in the CLC.

You invest $35,000 in pre-construction opportunities in Florida. One or more properties are selected for you to invest in. The result is you will control roughly $500,000 of hot new construction real estate in the Florida area. Currently, Florida's market is showing a 20-40% annual appreciation. If your investment yields 20% on the $500,000 in a 12 month period, the end result to you would be $100,000 in gross return. If the yield was 30% in a 12 month period, you would have a $150,000 gross return. Most of the units you will not close and take title. Before completion, of the development, they will be remarket those units to the retail market and/or to another investor on your behalf. There is no guarantee of how much return you will receive, but currently we are seeing some fantastic results. In any investment, you should weigh risk vs. reward. To learn more about the current opportunities, please consult us today.

While there are many groups doing some similar programs in Florida, this development company specializes in Florida's hottest markets. Senior Rentals, Affordable Gated Communities, and some of the most sought after Water Front projects in the entire country. There are different strategies for different units that we market. For example, you may want to close on one of the Senior Rental units. The company offers professional property management, which leases each unit, (most often before you close) to seniors. You will receive a very good cash flow and typically you will be buying at a 5-10% instant equity position. Having a completely "hands off" investment that offers huge annual appreciation and significant tax savings! Remember you are buying directly from the Developer. There aren't too many hands in the pot like other deals. Here are the different levels you can invest and the amount of Florida Real Estate you will control.

Amount you invest: Amount of Real Estate Controlled:

$35,000 $400,000-$500,000

$75,000 $1,000,000-$1,200,000

$125,000 $1,400,000-$1,500,000

We will always recommend to you if you should buy them to hold and rent or to sell them before closing for a nice profit! We will always have the most up to date information for each development.

CONTACT US TODAY FOR MORE INFORMATION

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